Many Americans rack up thousands of dollars in credit card debt each year due to poorly managed credit cards and spending habits. Pro-actively managing your credit cards is one of the key ingredients to maintaining a healthy credit score. It is so important to use credit card best practices when […]
Tag: FICO score
Can’t Get Approved for a Credit Card? Try a Secured Credit Card (updated 2019)
If you can’t get an approved for a credit card, it is likely due to the fact that your credit score is either non-existent or very low. The quickest way to increase your credit score, even if you do not currently have a credit card is by becoming an authorized […]
Building Credit
Building credit and having a strong credit score can have a major impact on your finances long-term. Your Credit’s Impact on Getting a Loan A higher credit score = a lower interest rate on loans and mortgages because to a lender, you are a more reliable borrower with a higher […]