Husband and wife duo with a passion for travel and documenting the journey along the way!
Have you ever thought… “what would I tell my 18-year-old self if I knew what I know now?” My answer: 5 things I wish I had done differently in college (financially speaking). 1. Start Building Credit I got my first credit card when I was 20 years old and I […]
Travel Hacking – 629,000 Points/Miles in Just 11 Months. When a work decision relocated me to California last June, my girlfriend (now fiance) and I had to figure out a way to travel back and forth between the east and west coast without spending a fortune. Luckily, I came across […]
It’s Tax Season – Do You Earn or Owe Money? It’s that time of the year again, time to collect all of your financial forms from the previous year and file your taxes. You most likely received these forms in the mail or in your email inbox; probably buried between all […]
Low Cost Investing Brokerage Accounts Whether you are new to investing or a seasoned vet, you should always look for new opportunities to save money and cut costs. Below is a list of investing brokerage accounts that anyone can use to reduce your fees and allow more of your money to work […]
Credit Card Sign Up Bonus = Free Flight or Free Hotel Night If you are thinking about making a big purchase, plan it smart and you can likely get a free flight or free hotel night. How? Simply leverage a credit card sign up bonus and use the new card […]
Understanding Debt and What It’s All About Coming out of college, I didn’t realize the impact of student debt until I went on to Sallie Mae’s website to view my student loan. Originally expecting to see only $25,000 worth of student loan debt, I quickly learned the power of compound […]
Do you want to buy individual stocks but don’t want to pay $6-$10 per transaction, or do you only want to buy one or a few shares at a time? This ability is now a reality through the Free, yes FREE Stock Trading App called Robinhood (www.robinhood.com). You may be […]
Do you want to start investing, but think “I can’t afford it” or “I don’t have time to invest”? Well now there are a few brokerages who opened the door to those looking to get started investing, with as little as a few cents a day. John C. Bogle’s, the founder of Vanguard […]
Does your employer offer a 401k or a 401b? If not do you invest in a Roth IRA? Do these retirement accounts offer different funds to invest which seem complex and overwhelming to the point that you’re not sure what to do? Let’s simplify these retirement accounts starting with the […]
Albert Einstein said it best, “Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it.” What is compound interest? Well, it’s really simple, compound interest is interest calculated on the initial principle (the money you deposit) that also […]