Husband and wife duo with a passion for travel and documenting the journey along the way!
Credit is one of the most important financial assets available to those living in the United States. It is a method that many wealthy people use to make more money (helps the rich get richer). A great credit score is also the key to many perks, like low-interest rates, free/discounted […]
Many Americans rack up thousands of dollars in credit card debt each year due to poorly managed credit cards and spending habits. Pro-actively managing your credit cards is one of the key ingredients to maintaining a healthy credit score. It is so important to use credit card best practices when […]
Have you ever thought… “what would I tell my 18-year-old self if I knew what I know now?” My answer: 5 things I wish I had done differently in college (financially speaking). 1. Start Building Credit I got my first credit card when I was 20 years old and I […]
Travel Hacking – 629,000 Points/Miles in Just 11 Months. When a work decision relocated me to California last June, my girlfriend (now fiance) and I had to figure out a way to travel back and forth between the east and west coast without spending a fortune. Luckily, I came across […]
Interest Rates Increased 0.25%! Janet Yellen and the Federal Reserve raised interest rates by a quarter percent (0.25%) on Wednesday, March 15th. How do this impact you? Take a look below… The Positives of a Rate Hike Certificate of Deposits (CDs) For those that are not familiar with CDs, they […]
Credit Card Sign Up Bonus = Free Flight or Free Hotel Night If you are thinking about making a big purchase, plan it smart and you can likely get a free flight or free hotel night. How? Simply leverage a credit card sign up bonus and use the new card […]
Building credit and having a strong credit score can have a major impact on your finances long-term. Your Credit’s Impact on Getting a Loan A higher credit score = a lower interest rate on loans and mortgages because to a lender, you are a more reliable borrower with a higher […]