Husband and wife duo with a passion for travel and documenting the journey along the way!
Many Americans rack up thousands of dollars in credit card debt each year due to poorly managed credit cards and spending habits. Pro-actively managing your credit cards is one of the key ingredients to maintaining a healthy credit score. It is so important to use credit card best practices when […]
If you can’t get an approved for a credit card, it is likely due to the fact that your credit score is either non-existent or very low. The quickest way to increase your credit score, even if you do not currently have a credit card is by becoming an authorized […]
Have you ever thought… “what would I tell my 18-year-old self if I knew what I know now?” My answer: 5 things I wish I had done differently in college (financially speaking). 1. Start Building Credit I got my first credit card when I was 20 years old and I […]
Travel Hacking – 629,000 Points/Miles in Just 11 Months. When a work decision relocated me to California last June, my girlfriend (now fiance) and I had to figure out a way to travel back and forth between the east and west coast without spending a fortune. Luckily, I came across […]
Credit Card Sign Up Bonus = Free Flight or Free Hotel Night If you are thinking about making a big purchase, plan it smart and you can likely get a free flight or free hotel night. How? Simply leverage a credit card sign up bonus and use the new card […]
Building credit and having a strong credit score can have a major impact on your finances long-term. Your Credit’s Impact on Getting a Loan A higher credit score = a lower interest rate on loans and mortgages because to a lender, you are a more reliable borrower with a higher […]