Many Americans rack up thousands of dollars in credit card debt each year due to poorly managed credit cards and spending habits. Pro-actively managing your credit cards is one of the key ingredients to maintaining a healthy credit score. It is so important to use credit card best practices when […]
Can’t Get Approved for a Credit Card? Try a Secured Credit Card (updated 2019)
If you can’t get an approved for a credit card, it is likely due to the fact that your credit score is either non-existent or very low. The quickest way to increase your credit score, even if you do not currently have a credit card is by becoming an authorized […]
5 Things I Wish I Done Differently In College (Personal Finance)
Have you ever thought… “what would I tell my 18-year-old self if I knew what I know now?” My answer: 5 things I wish I had done differently in college (financially speaking). 1. Start Building Credit I got my first credit card when I was 20 years old and I […]
Travel hack your way to 629,000 Points / Miles in one year or less!
Travel Hacking – 629,000 Points/Miles in Just 11 Months. When a work decision relocated me to California last June, my girlfriend (now fiance) and I had to figure out a way to travel back and forth between the east and west coast without spending a fortune. Luckily, I came across […]
Making a Big Purchase? Get a free flight or hotel night out of it!
Credit Card Sign Up Bonus = Free Flight or Free Hotel Night If you are thinking about making a big purchase, plan it smart and you can likely get a free flight or free hotel night. How? Simply leverage a credit card sign up bonus and use the new card […]
Building credit and having a strong credit score can have a major impact on your finances long-term. Your Credit’s Impact on Getting a Loan A higher credit score = a lower interest rate on loans and mortgages because to a lender, you are a more reliable borrower with a higher […]