Husband and wife duo with a passion for travel and documenting the journey along the way!
Debit Cards vs Credit Cards, which side are you on? I am personally on “team credit card” and I’ll provide 5 reasons why. But first, let’s learn why so many people are afraid of credit cards. From an early age, we’re taught credit cards are evil and we should avoid […]
Many Americans rack up thousands of dollars in credit card debt each year due to poorly managed credit cards and spending habits. Pro-actively managing your credit cards is one of the key ingredients to maintaining a healthy credit score. It is so important to use credit card best practices when […]
What’s your credit score? Is this a question that gets you nervous and makes you cringe? Are you someone who can’t get approved for a loan or credit card or someone who is struggling to build credit? Many of us know that a credit score is one of the most […]
If you can’t get an approved for a credit card, it is likely due to the fact that your credit score is either non-existent or very low. The quickest way to increase your credit score, even if you do not currently have a credit card is by becoming an authorized […]
You may know I love taking advantage of points and miles through my Travel Hacking Secrets course, which teaches you how to get flights for under $10, but I also love Cash Back! I use sites like eBates for online purchases, which helps put money back in my pocket and why I […]
Have you ever thought… “what would I tell my 18-year-old self if I knew what I know now?” My answer: 5 things I wish I had done differently in college (financially speaking). 1. Start Building Credit I got my first credit card when I was 20 years old and I […]
Interest Rates Increased 0.25%! Janet Yellen and the Federal Reserve raised interest rates by a quarter percent (0.25%) on Wednesday, March 15th. How do this impact you? Take a look below… The Positives of a Rate Hike Certificate of Deposits (CDs) For those that are not familiar with CDs, they […]
Credit Card Sign Up Bonus = Free Flight or Free Hotel Night If you are thinking about making a big purchase, plan it smart and you can likely get a free flight or free hotel night. How? Simply leverage a credit card sign up bonus and use the new card […]
Building credit and having a strong credit score can have a major impact on your finances long-term. Your Credit’s Impact on Getting a Loan A higher credit score = a lower interest rate on loans and mortgages because to a lender, you are a more reliable borrower with a higher […]