Building credit and having a strong credit score can have a major impact on your finances long-term. Your Credit’s Impact on Getting a Loan A higher credit score = a lower interest rate on loans and mortgages because to a lender, you are a more reliable borrower with a higher […]
Saving for Retirement – Which account do I invest in?
Does your employer offer a 401k or a 401b? If not do you invest in a Roth IRA? Do these retirement accounts offer different funds to invest which seem complex and overwhelming to the point that you’re not sure what to do? Let’s simplify these retirement accounts starting with the […]
Compound Interest and Saving for Retirement
Albert Einstein said it best, “Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it.” What is compound interest? Well, it’s really simple, compound interest is interest calculated on the initial principle (the money you deposit) that also […]
Expedite Your Loan or Mortgage
Do you have student loans, credit card debt, car loans, or a lengthy mortgage? Tackling your debt can seem like an overwhelming process, make you feel like you will never make it to the surface of debt free or back to even. Below is a guide to help expedite paying […]