Husband and wife duo with a passion for travel and documenting the journey along the way!
Credit Card Sign Up Bonus = Free Flight or Free Hotel Night If you are thinking about making a big purchase, plan it smart and you can likely get a free flight or free hotel night. How? Simply leverage a credit card sign up bonus and use the new card […]
Have you ever set a goal but came short and have yet to fulfill it? Maybe you had a dream that you think will never become a reality, or say you were going to do something, but it just seems so far out of reach? People often blame external environments, people, […]
Earn Money From Your Savings Accounts Does your savings accounts have an interest rate of 0.01% or 0.05% earning only pennies each month? Luckily, there are banks that offer 1.00% interest rates! Although, 1.00% may not seem like a lot, it is substantially better than the ridiculously low-interest rates of […]
Understanding Debt and What It’s All About Coming out of college, I didn’t realize the impact of student debt until I went on to Sallie Mae’s website to view my student loan. Originally expecting to see only $25,000 worth of student loan debt, I quickly learned the power of compound […]
Do you want to buy individual stocks but don’t want to pay $6-$10 per transaction, or do you only want to buy one or a few shares at a time? This ability is now a reality through the Free, yes FREE Stock Trading App called Robinhood (www.robinhood.com). You may be […]
Do you want to start investing, but think “I can’t afford it” or “I don’t have time to invest”? Well now there are a few brokerages who opened the door to those looking to get started investing, with as little as a few cents a day. John C. Bogle’s, the founder of Vanguard […]
Building credit and having a strong credit score can have a major impact on your finances long-term. Your Credit’s Impact on Getting a Loan A higher credit score = a lower interest rate on loans and mortgages because to a lender, you are a more reliable borrower with a higher […]
Does your employer offer a 401k or a 401b? If not do you invest in a Roth IRA? Do these retirement accounts offer different funds to invest which seem complex and overwhelming to the point that you’re not sure what to do? Let’s simplify these retirement accounts starting with the […]
Albert Einstein said it best, “Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it.” What is compound interest? Well, it’s really simple, compound interest is interest calculated on the initial principle (the money you deposit) that also […]
Do you have student loans, credit card debt, car loans, or a lengthy mortgage? Tackling your debt can seem like an overwhelming process, make you feel like you will never make it to the surface of debt free or back to even. Below is a guide to help expedite paying […]